DEATH OF A REPOMAN -
A CHAPTER IN THE DECLINE (and Fall?) OF
THE AMERICAN EMPIRE!
(Abridged Version)
CHAPTER
2 - THE ORIGINAL CONSPIRACY
- EXHIBIT
4 - CONSPIRACY TIMELINE
- EXHIBIT 5 - BASNEY
AFFIDAVIT
- EXHIBIT 6 - GRUSSING
REFERENCE TO 1ST NATIONAL BANK OF ELK RIVER, MN
- DEFINING
THE ORIGINAL CONSPIRACY
- EXHIBIT 7 -
AFFIDAVIT OF PREJUDICE
- TABLE
OF CONTENTS
EXHIBIT
4 - CONSPIRACY TIMELINE
The Exhibit that follows is a copy of
the timeline of the conspiracy the
Author contructed from documents and depositions found in various
Court Records. This document was placed into evidence within the
Authors own Civil Litigation against then Norwest Bank, NA now
known as Wells Fargo Bank, NA. The Author believes it to be
self-explanatory, but will explain the signifigance later in this
chapter..
EXHIBIT
5 - BASNEY AFFIDAVIT
As time permits I will post the Affidavit of Basney:
Click
here for Page 1 of 2 Basney Affidavit
Click
here for Page 2 of 2 Basney Affidavit
EXHIBIT
6 - GRUSSING REFERENCE TO
1ST NATIONAL BANK OF ELK RIVER, MN
and a copy of the Grussing written reference to First National Bank of
Elk River will be posted..
Click
here Ruth Grussing Reference to 1st National Bank Elk River
The rest of the promised Case numbers:
Bank North vs 1st National Bank of Anoka, NA is 27CV88-22383
Citizens State Bank of St. Louis Park vs. 1st National Bank of Anoka,
NA 91-002759
DEFINING
THE ORIGINAL CONSPIRACY
1st National Bank of Anoka, NA had a full
recourse, indirect dealer
paper relationship with Nord Motor Company (NMC) [Indirect
Dealer
Paper means that the contracts to
finance the purchase of vehicles
were written at the dealership.] The bank normally verbally makes a
commitment to finance a buyers car, dictating the terms in the process.
When complete, the contracts are then sent to the bank FNA for
underwriting (making sure the deal and facts that they made via the
verbal agreement on are what they actually get) [Full
Recourse paper
means the Dealer pays off the bank in effect purchases the
contract
and underlying vehicle
back, if the loan goes bad (repossessed and/or
charged-off)]. At some point, the Dealer NMC was unable to payoff
all the loans that went bad. At that point, the bank FNA should
have terminated financing additional loans with the dealer NMC.
This is where FNA's Conspiracy to Commit fraud begins.
9 months before the Dealership goes out of business FNA
suspects
there
is a problem with the NMC's Loan Portfolio. (All the indirect
loans
made through the dealer NMC) This per the sworn
affidavit of
FNA's Employee/Accountant/Auditor Basney referenced above. Mr.
Basney is then asked to
do a full audit of the NMC portfolio, and in
a month or two, confirms the problems with the NMC portfolio.
FNA Consumer Lending Manager Ruth Grussing participated in the
audit per FNA VP Roger Okerman's deposition pages 60-65.
Within a month, FNA Employee Ruth Grussing gives a false
favorable written reference to 1st National Bank of Elk
River, NA, This pursuant to that written reference submitted into
evidence. (The Author trusts that the reader sees that FNA's
employee participated in the NMC audit and knew the results
yet still gave a favorable written reference regarding the dealer
NMC to another bank, 1st National Bank of Elk River, NA.)
5 months after the results of the Audit revealed problems with the
NMC portfolio FNA President William Bunker gave a fraudulent
favorable personal reference to Bank North NA President
Choromanski. This fact per Bank North's civil sworn complaint
against FNA.
6 months after the audit revealed problems with the NMC portfolio,
FNA Vice President Roger Okerman provided a fraudulent favorable
reference to Citizens State Bank of St. Louis
Park. This fact per
Citizens State Banks sworn complaint, paragraph 10.
The author states to the reader that once FNA knew about the
problem with the NMC portfolio, the NMC portfolio got close
scrutinization by FNA employees and management.
Though the
author personally handed some of those NMC checks to various FNA
management employees including Ruth Grussing and Bruce Dilley,
FNA denied they knew about the monthly payments (originally
suggested by FNA) were being made by NMC. Despite the FNA
Denial, the author asks the reader to ask themselves is any way those
checks were used to make those payments without an alerted
(per the admitted audit) FNA knowing it.
The
author did not include
the growing number of checks used to pay for repossessed FNA
accounts near the demise of the dealer
NMC. The point of the
document was to show the payments occurred after the problem was
suspected and the
audit was done and before the fraudulent credit
references were made. There was a tremendous amount of
the
authors personal time and effort involved in going through the
court files and records to record the check's that are shown here.
The author
simply did not have the time and resources to find
and record the increasing number of checks written in the months
immediately before the dealer NMC went out of business. But
if you can get the files unsealed, before the records are destroyed,
you are welcome to search the records yourself
to confirm - And,
Yes you are correct wonder why portions of these court records
are "sealed")
THE PURPOSE OF THE FNA CONSPIRACY WAS FOR FNA
TO FRAUDULENTLY HELP NMC FIND FINANCING WITH
OTHER BANKS. This would allow FNA vehicles
already
repossessed by NMC to be to be sold to new buyers and financed
at new banks. The money was
then suppose to
be
used to payoff
the FNA loan. However, the sale of repossessed
vehicles is not
pure profit. Rent, Salaries,
Insurance, Lights etc must be paid to
keep the dealer's doors open.
(The author did not have an
ownership in NMC nor did the author have any input on
what bills should be paid before others. ) Before NMC closed its
doors,
NMC was not able to payoff
FNA on all the vehicles that
had been resold.
With unbelievable Chutzpah and gall, 1st National Bank of
Anoka, NA and eventually Norwest Bank, NA now Wells Fargo
Bank, NA began repossessing the vehicles on FNA accounts from
the new buyers that had been financed with the new banks (the
ones that were given the fraudulent credit from FNA).
The author
suggest to the reader that clearly
FNA having done an audit, having
told the dealer NMC to make the monthly payments, and having
made the fraudulent credit references knew the repossessed FNA
vehicles were being sold by NMC, Despite FNA's denials. FNA
knew because THAT WAS THE PURPOSE of the FNA's conspiracy;
Transfer the NMC portfolio losses to other banks. As a result,
150-200 innocent families, "Buyers in the Ordinary Course of
Business" had their vehicles wrongfully repossessed.
All of the Authors attempts to expose the conspiracy and
prevent/reverse these wrongful repossessions by informing
Government Representatives, Attorneys, Investigators and the FBI
were met with silence, inaction, derision and/or threats.
EVEN HAVING PRESENTED THIS EVIDENCE, The author does
not take for granted that reader is convinced of the allegations. The
authors perspective is tainted with years of thought processes and
intense repudiation that the author offers this analogy to help the
reader understand. Imagine that you insist the Sky is Blue
and that
most tree leaves are green. Now imagine that various persons
in
the
legal profession insist that you are maliciously lying when you
make that statement. They insist rather, the Sky is
Green and most
tree leaves are blue. Further, every time you depart from
their
definition you are punished and lampooned. After several
years of
negative reinforcement you will tend to keep your thoughts on the
color of the
sky and tree leaves to yourself. When asked your opinion
of the color of the sky and tree leaves, you will develope the
defensive response, "What do you think?" to avoid the repurcussions
of answerring incorrectly." The author has started this writing with
the
boring facts, to establish to the reader the authors thought process as
reasoned and logical and not prone to radical irrational non-sequitar
whimsey.
THE AUTHOR'S POSITION AND DECLARATION TO THE
READER IS THAT THE ALLEGATIONS WHICH APPEAR IN
THE PROLOGUE, CHAPTER 1 AND PRIOR TO THIS
STATEMENT IN CHAPTER 2 ARE FACT, BECAUSE THE
AUTHOR BELIEVES THE EVIDENCE TO BE IRREFUTABLEY
TRUE AND CORRECT.
THAT HAVING BEEN SAID, THE AUTHOR ADVISES THE
READER;IF YOU BELIEVE THE AUTHOR'S ALLEGATIONS
THUS FAR, KEEP READING, YOU ARE JUST COMING TO
THE "GOOD PART". FOR THE DISBELIEVER, PLEASE STOP
READING AS IT WILL BE A WASTE OF YOUR TIME. WHILE
THE DOCUMENTS AND FACTS LAID OUT EARLIER APPEAR
SURPRISINGLY EASY TO UNDERSTAND, THE UNDERLYING
RESEARCH AND DOCUMENTATION HAS BEEN TEDIOUS
AND PAINSTAKING. THE AUTHOR DOES NOT HAVE
UNLIMITED TIME AND RESOURCES. CONSPIRACIES WORK
TO AVOID BEING DETECTED, MAKE THINGS APPEAR TO
BE WHAT THEY ARE NOT, AND TO ALLOW THE
CONSPIRATORS, "PLAUSIBLE DENIABILITY".THEREFORE,
WHAT COMES NEXT WILL BE LESS DOCUMENTED AND,
MAY
NOT BE SUPPORTED BY IRREFUTABLE EVIDENCE.
UNLESS I NOTE A PARTICULAR FACT SPECIFICALLY, FOR
THE REST OF THIS WEB-BOOK SHALL BE DEFINED AS
THE AUTHOR'S ALLEGATIONS.
IT IS THE AUTHOR'S HOPE IS THAT THE EVIDENCE THUSFAR
ESTABLISHES THE AUTHOR'S CREDIBILITY AND DESTROYS
THE CREDIBILITY OF PERSONS TO WHICH CREDIBILITY IS
GENERALLY ASSUMED... GOVERNMENT ATTORNEYS,
JUDGES, AND LAW - ENFORCEMENT INVESTIGATORS.
DESPITE THE EVIDENCE I HAVE PRESENTED YOU, THEY
STILL INSIST THE SKY IS GREEN AND MOST TREE LEAVES
ARE BLUE. (OR JUST REFUSE COMMENT OR EXPLAIN)
FOR THE BELIEVERS, WELCOME TO THE "LOONEY" CLUB.
The documents you have seen so far have been presented to Hennepin
Country Judge John Sommerville. They were part of a motion to
remove Judge Sommerville for Bias.
EXHIBIT
7 - AFFIDAVIT OF PREJUDICE
Several times during the hearing on this motion, Judge Sommerville
referred to the Author as Looney. The documents you have seen were
included as exhibits to said motion. Before saying more, the author
requests that the reader ask a trusted lawyer about acceptability to the
Standards of Judicial Decorum of calling a Litigant "Looney" In Case
Judge Sommerville wants to challenge this allegation, the author
reminds him of the 20 plus of the author's freinds that were present
when he humilated the author in front of them in his court room.
THIS IS MY FIRST WELL PUBLICISED CALL FOR JUDGE
SOMMERVILLE TO RESIGN OR BE REMOVED FROM THE
BENCH. CLEARLY, JUDGE SOMMERVILLE'S ACTIONS
INDICATE THAT HE IS LOONEY, CORRUPT, LACKS GOOD
JUDGEMENT OR IS TOO PUSILLANIMOUS TO STAND UP
FOR JUSTICE. IN LEIU OF
RESIGNATION I CALL UPON JUDGE
SOMMERVILLE TO EXPLAIN HOW THESE BANKERS DID NOT
GO TO JAIL, HOW THE WRONGFUL REPOSSESSIONS WERE
NOT CORRECTED AND HOW THE FACTS JUSTIFY THE
REFERRING TO THE AUTHOR AS "LOONEY".
Without out a
timely response from Judge Sommerville, we the Soveriegn Citizens
shall be free to use the Judicial Construct that the
lack of a Reponsive
Response shall be construed as an admission that a
truthful response
would be detrimental to Judge Sommerville's and the Government's
position and character.
TABLE
OF CONTENTS
[WARNING - Turn the VOLUME DOWN or off on your
computer
because music begins playing automatically on the subsequent chapters]
PROLOGUE
CHAPTER
1 - JUST THE FACTS PLEASE!
CHAPTER 2 - THE ORIGINAL CONSPIRACY
CHAPTER 3 - THE UNFORESEEABLE TWIST
CHAPTER 4 - BREACH OF
THE PUBLIC TRUST
CHAPTER 5 - THE COVER UP -
SUREALITY
CHAPTER 6 - UNDER
CONSTRUCTION
USA
VOTER CALL TO ACTION
VOTE NO TO
GOVERNMENT CORRUPTION